How to Get the Right Mortgage for You — Cornerstone Mortgage Group can help


	Shopping for a mortgage? We'd be thrilled to talk about your mortgage needs. Call us at 6198842697. Want to get started? Apply Online Now.

Ready to take the step of buying a house or refinancing? You can trust us to help you find the loan program that's the right fit for you. Our team of mortgage experts is ready to help you navigate this important financial decision. For guidance in selecting the best loan program for your situation, you can contact us at 6198842697.

Even though anxiety can accompany buying a house, you can also look forward to a huge feeling of achievement. You didn't search for a house that was right for someone else; you looked for the one that was best for you! Rely on our mortgage experts to help. Getting the appropriate mortgage loan can be as gratifying as receiving the keys to your new house! We can help you get there. Call us at 6198842697.

Refinancing options

If you dread all the paperwork that you assume will come with refinancing, we've got great news! "Less paperwork and more personal attention" means you enter a frustration-free zone from application to closing. If you want to lower your interest rate and monthly payment, we will guide you through the process and make it headache-free. We can additionally help you pay down your balance more quickly for a comparable monthly payment. Let our mortgage experts guide you to the very best refinance loan! We look forward to chatting with you: 6198842697.

You deserve great service

We give you the individual attention you deserve and treat you right. We know you're making a commitment in buying a home, refinancing, or cashing out your home equity. So we make the following promise to you: we can help you qualify, apply and be approved for the ideal mortgage loan for you.

The next step

You'll find information on this website that will explain about us, how we can help you, and how simple it is to begin. Or, you can call one of our mortgage mortgage experts at 6198842697. We're ready to help. For Real Estate service please contact: La Jolla Realtor

Today's Rates:

Mtg Loan

Rate

APR

30-yr Fixed	3.87%	4%
15-yr Fixed	3.14%	3.31%
1-yr Adj	2.76%	3.42%

* national averages

Mortgage Calculator:

Sales Price:		$
Down:		%
Interest Rate:		%
Term:		yrs

Monthly payment:		$

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Important Mortgage News:

MBS RECAP: 2/3/2012

2/3/2012 3:21 PM

Posted To: MBS Commentary

MBS Live : MBS RECAP Open MBS Live Dashboard FNMA 3.5 103-24 : -0-10 FNMA 4.0 105-17 : -0-09 FNMA 4.5 106-26 : -0-04 FNMA 5.0 108-01 : -0-02 GNMA 3.5 105-02 : -0-11 GNMA 4.0 107-24 : -0-07 GNMA 4.5 109-03 : -0-05 GNMA 5.0 110-27 : -0-03 FHLMC 3.5 103-16 : -0-09 FHLMC 4.0 105-06 : -...Read More

MERS, Banks Sued by New York State; MERSCORP Responds

2/3/2012 2:44 PM

Posted To: MND NewsWire

Three major banks and Virginia-based MERSCORP, Inc. and its subsidiary Mortgage Electronic Registrations Systems ( MERS ) were sued Friday by the state of New York. The suit, filed by the state's Attorney General Eric T. Schneiderman , charges that the creation and use of a privately national elect...Read More

Mortgage Rates Higher Following Employment Report

2/3/2012 2:01 PM

Posted To: Mortgage Rate Watch

The monthly Employment Situation Report was released at 8:30am this morning, with much better-than-expected results. Stocks rallied sharply and most every interest rate in fixed-income markets moved higher. The economic optimism created by this sort of data tends to increase demand...Read More

Geithner Outlines Accomplishments, Future of Financial Reform

2/3/2012 1:45 PM

Posted To: MND NewsWire

Treasury Secretary Timothy Geithner told the Financial Stability Oversight Council that the financial system is getting stronger and safer and that much of the excess risk-taking and careless financial practices that caused so much damage has been forced out. However, he said, "These gains will ero...Read More

HOPE NOW Conference Focused on Military Families, Mediation

2/3/2012 1:40 PM

Posted To: MND NewsWire

HOPE NOW, the voluntary private sector alliance of mortgage industry stakeholders, recently concluded a two day conference in Washington which focused on assistance to military homeowners and foreclosure mediation. One group of servicers, investors, and housing counselors met with regulators, inves...Read More

MBS Down, But Not Out Following Strong Jobs Report

2/3/2012 1:09 PM

Posted To: MBS Commentary

There is plenty of play-by-play on the post-NFP sell-off in the MBS Recap . If you haven't seen those updates already, that's a good place to start, and in terms of where MBS are and what they're doing, there's not much more to say. So we'll focus instead on the longer term implica...Read More

MBS MID-DAY: Mostly Sideways After NFP-Inspired Losses

2/3/2012 10:21 AM

Posted To: MBS Commentary

MBS Live : MBS MID-DAY Open MBS Live Dashboard FNMA 3.5 103-23 : -0-11 FNMA 4.0 105-20 : -0-06 FNMA 4.5 106-26 : -0-04 FNMA 5.0 108-01 : -0-01 GNMA 3.5 105-03 : -0-10 GNMA 4.0 107-25 : -0-06 GNMA 4.5 109-05 : -0-03 GNMA 5.0 110-29 : -0-01 FHLMC 3.5 103-16 : -0-09 FHLMC 4.0 105-09 :...Read More

PHH Restructuring; MBA Classes; Servicing Comp Change Bearing Away; Harsher Fraud Penalties Coming?

2/3/2012 9:34 AM

Posted To: Pipeline Press

The e-mail wires here in Miami have been burning up with...e-mails. PHH clients received a note from Norm Fitzgerald , explaining the recent restructuring. "I am writing to let you know we recently decided to reallocate resources from our Correspondent Lending channe...Read More

Calculating Current Coupon in a Record Low Rate Environment

2/3/2012 8:18 AM

Posted To: Secondary Markets

The recent drop in rates has created some interesting situations in the market, especially for lenders. First of all, I'm not aware of any consensus on how to calculate...Read More

Day Ahead: All Eyes On Employment Situation Report

2/3/2012 7:00 AM

Posted To: MBS Commentary

First Friday of the month and time, once again, for The Employment Situation Report, or more specifically, the Non-Farm Payrolls headline. Both Manufacturing and Private payrolls are expected to have fallen somewhat from last month's report with the 200k headline falling to 150k. W...Read More