San Diego Mortgage and Home Loans   

Get your loan fast!

 
Welcome to my website,  www.gregvonherzen.com , where you can get started toward qualifying and applying for a mortgage loan. I can get you approved in record time! That's because we take advantage of the very latest and best automated tools to speed you hassle-free toward your new home, new mortgage or home equity cash!

You've earned your home equity. Make it count! Use our calculators  and other tools to see how much you can borrow according to what you want to pay and tips to learn how to Reduce Your Mortgage. We not only use technology but our experience to make cashing that check just around the corner.

Want to refinance a current mortgage and strike while the rates are hot? We offer several lock-in periods and bring your loan home from application to signing on the dotted line with time to spare. You don't want to wait to start saving on your interest rate and monthly payment, and we won't make you!

Shopping for a home? Thinking about it? Get prequalified by me. You'll have the clout of a cash buyer. You'll know how much you can afford. And be well on your way to the mortgage program that's right for you as soon as you make the offer!

Whatever your reason for wanting a mortgage loan , we get you there fast -- without taking our eye off the ball. You want a quick, not sloppy, application process! We understand and deliver the best service as well as the fastest.

Every day after you apply is a day you want to be paying a lower monthly payment, spending your home equity cash or moving into your dream home! We don't waste time -- we get you where you want to go. Use this site to help you find out what the best options are for you, then come meet one of our mortgage professionals. Contact us today or fill up the form below to Get a New Loan Fast Quote! 


Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.42%5.6%
15-yr Fixed4.87%5.13%
1-yr Adj4.93%6.12%
* national averages



Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $



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Important Mortgage News:
 
Mid-Day Recap: Labor Reports Send Markets into Freefall
7/2/2009 10:23 AM
The pace of losses in the labor market had been moderating for four months but in June nearly half a million jobs vanished from the economy, in contract to widespread expectations. The Bureau of Labor Statistics said 467,000 jobs were lost, pushing the unemployment rate to 9.5%, the highest in 26 years. “The heavy loss of jobs in June is a warning...Read More
 
The Day Ahead: Markets Hesitant Ahead of Employment Data
7/2/2009 7:16 AM
Markets are edging lower ahead of the 8:30 release of Nonfarm Payrolls. A lot is hanging on this report as many forecasts for the economy are dependent on the direction of the labor market. Many look for signs of stabilization after last month’s downside surprise, but signs of a recovery have been far from evident in the weekly Jobless Claims numbe...Read More
 
HARP Guidelines Allow for 125% LTV. Originators Still Skeptical
7/1/2009 4:52 PM
The Home Affordable Refinance Program was designed to assist borrowers who have demonstrated an acceptable payment history on their existing Fannie Mae or Freddie Mac owned mortgage loan. Unfortunately due to rising unemployment levels and increasing foreclosure rates, demand for housing has weakened and property values have continued to decline, w...Read More
 
Mortgage Performance: Fighting Rising Rate of Foreclosures with Loan Modifications
7/1/2009 12:26 PM
A joint report from the OCC and OTS, which includes 64% of all outstanding mortgages, shows that instances of delinquency continued to increase in the second quarter. Particularly of note is the increasing growth rate of delinquencies among loans backed...(Read More
 
Mixed Data for Real Estate, ISM Index Improves
7/1/2009 9:53 AM
Three data releases at 10:00 failed to sing in tune with each other. A key indicator of output showed some improvement but is still contracting overall, and while contracts for home purchases are on the rise, spending on the construction of new homes it at historic lows....(Read More
 
Mortgage Applications Nosedive in Late June
7/1/2009 7:49 AM
Demand for mortgage loans simply plummeted in the final week of June, even as mortgage rates once again moderated, according to a weekly industry index. The Mortgage Bankers Association said the Market Composite Index, a measure of loan application volume...(Read More
 
The Day Ahead: Markets Optimistic Ahead of Big Day
7/1/2009 7:11 AM
The first trading session of the third quarter is a heavy one for markets. Just one day ahead of the June employment figures, markets will get the closely watched ISM Manufacturing Index, the Pending Home Sales Index, the ADP private employment report...(Read More
 
Fannie Mae Expands Portfolio, Delinquencies Rising
6/30/2009 9:02 AM
Fannie Mae, the mortgage goliath taken under government control last September, yesterday announced that its portfolio expanded by an annual rate of 35.1% in May, marking a stark contrast to the 19.2% decline in April. In its summary of monthly highlights...(Read More
 
Case-Shiller Says Pace of Home Price Declines Slowed in April
6/30/2009 8:52 AM
Contrary to expectations, the rapid decline of home prices showed signs of stabilization in April, according to the Case-Shiller Home Price Index, the most influential recorder of prices. The 10-city composite index, which looks at ten major metropolitan...(Read More
 
The Week Ahead: Holiday Shortened Calendar
6/29/2009 7:17 AM
The transition from June to July offers a packed schedule for investors. No data comes out Monday and Friday is a holiday, but the three days in between present key data and numerous speeches covering all fronts of the economy. The S&P 500 has gained...(Read More





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