Your San Diego Mortgage Loan Professional

How to Get the Right Mortgage for You — Cornerstone Mortgage Group can help

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Refinancing options

If you dread all the paperwork that you assume will come with refinancing, we've got great news! "Less paperwork and more personal attention" means you enter a frustration-free zone from application to closing. If you want to lower your interest rate and monthly payment, we will guide you through the process and make it headache-free. We can additionally help you pay down your balance more quickly for a comparable monthly payment. Let our mortgage experts guide you to the very best refinance loan! We look forward to chatting with you: 6198842697.

You deserve great service

We give you the individual attention you deserve and treat you right. We know you're making a commitment in buying a home, refinancing, or cashing out your home equity. So we make the following promise to you: we can help you qualify, apply and be approved for the ideal mortgage loan for you.

The next step

You'll find information on this website that will explain about us, how we can help you, and how simple it is to begin. Or, you can call one of our mortgage mortgage experts at 6198842697. We're ready to help. For Real Estate service please contact: La Jolla Realtor

Important Mortgage News:

MBS RECAP: 1/27/2012

1/27/2012 3:19 PM

Posted To: MBS Commentary

MBS Live : MBS RECAP Open MBS Live Dashboard FNMA 3.5 103-22 : +0-06 FNMA 4.0 105-19 : +0-04 FNMA 4.5 106-25 : +0-01 FNMA 5.0 107-30 : -0-02 GNMA 3.5 105-03 : +0-04 GNMA 4.0 107-23 : +0-02 GNMA 4.5 109-07 : -0-02 GNMA 5.0 110-24 : -0-08 FHLMC 3.5 103-16 : +0-06 FHLMC 4.0 105-11 : +...Read More

Mortgage Rates Improve For a 3rd Straight Day, Nearing All-Time Lows Again

1/27/2012 12:52 PM

Posted To: Mortgage Rate Watch

Mortgages Rates continued their march into better territory today, capping a 3 day effort of improvement following Wednesday's FOMC Announcement. At this point, rates have not only solidified their re-entry into 3.875% Best-Execution levels, but some lenders are once again competit...Read More

AG Holder Announces Structure of MBS Fraud Unit

1/27/2012 12:36 PM

Posted To: MND NewsWire

The formation of the Residential Mortgage-Backed Securities Working Group tasked with investigating mortgage fraud is now official. The new office, which will be part of the Administrations Financial Fraud Enforcement Task Force (FFETF) was first announced by President Obama in his State of the Uni...Read More

MBS End Week Near All Time Highs, But Benchmark Rally Momentum is Slowing

1/27/2012 11:55 AM

Posted To: MBS Commentary

The trading day is rapidly growing uneventful and charts suggest that quite a few market participants already have one or more feet out the door for the weekend. The only real pop of volume and volatility was seen around this morning's GDP report, which was generally a mild boon to...Read More

MBS MID-DAY: 1/27/2012

1/27/2012 10:19 AM

Posted To: MBS Commentary

MBS Live : MBS MID-DAY Open MBS Live Dashboard FNMA 3.5 103-18 : +0-02 FNMA 4.0 105-17 : +0-02 FNMA 4.5 106-25 : +0-00 FNMA 5.0 108-01 : +0-01 GNMA 3.5 104-31 : +0-01 GNMA 4.0 107-21 : +0-00 GNMA 4.5 109-06 : -0-03 GNMA 5.0 110-30 : -0-02 FHLMC 3.5 103-12 : +0-02 FHLMC 4.0 105-09 :...Read More

LPS: Mortgage Originations Among Highest Quality Ever in 2010-2011

1/27/2012 10:15 AM

Posted To: MND NewsWire

The Lender Processing Services (LPS) Mortgage Monitor Report for December show improvement in a number of the metrics it tracks. Many measures of delinquency rates are down, inventories are clearing in some states, and recent loan originations are "among the best quality on record." The overall del...Read More

What Should the Government do to Address the Inventory of Foreclosed Properties?

1/27/2012 9:06 AM

Posted To: Voice of Housing

Economists calculate that the decline in home prices has cost American homeowners approximately $7 trillion in home equity. Compounding this problem is the fact that the inventory of homes available for sale remains high and there is potential for a significant vo...Read More

California Says "No Thanks"; FHA Compare Ratio, and Lender FHA Changes not to be Ignored

1/27/2012 8:44 AM

Posted To: Pipeline Press

"The trouble with quotes on the internet is that it's difficult to determine whether or not they are genuine." So said Abraham Lincoln. But here is one I received yesterday from Steve S., the president of Residential Mortgage Group in Minnesota: "In thinking about th...Read More

The Day Ahead: GDP, Consumer Sentiment, and Euro Headline Potential

1/27/2012 6:56 AM

Posted To: MBS Commentary

Volume in the overnight session was just under recent averages but respectable overall. 10yr Treasuries rose as high as 1.9681 after a relatively strong Italian debt auction. Beyond that, there was no major driver of trade as it seems bond markets have opted to shy away from overly...Read More

MBS RECAP: 1/26/2012

1/26/2012 3:19 PM

Posted To: MBS Commentary

MBS Live : MBS RECAP Open MBS Live Dashboard FNMA 3.5 103-14 : +0-13 FNMA 4.0 105-14 : +0-08 FNMA 4.5 106-23 : +0-06 FNMA 5.0 107-31 : +0-06 GNMA 3.5 104-29 : +0-15 GNMA 4.0 107-20 : +0-10 GNMA 4.5 109-08 : +0-08 GNMA 5.0 110-32 : +0-08 FHLMC 3.5 103-08 : +0-13 FHLMC 4.0 105-07 : +...Read More